- Chandler Unified School District
- Diploma Seals
Seal of Personal Finance
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The Arizona Seal of Personal Finance program recognizes high school students who achieve a high level of proficiency in personal finance. The seal is placed on the student’s diploma and noted on the transcript.
Eligibility
- Complete all requirements during grades 9-12.
- Complete all social studies courses with an overall grade point average (GPA) of 3.0 out of a 4.0 scale.
- Complete 1 activity from each of the 4 categories. (View drop downs below for further information.)
- Completion of an approved personal finance program (Curriculum)
- Participation in a co-curricular or extracurricular program (Outside of School)
- Completion of a college and/or career readiness (Readiness Plan and Written Reflection)
- Passage of an assessment of personal finance (Test)
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Category 1: Curriculum or Personal Finance Program
- The curriculum must meet the requirements shown in the rubric in order to be considered as an approved Category 1.
- The curriculum listed below will note if it includes a personal finance assessment meeting category four’s criterion. It will also note if the program includes additional topics.
- The Program Rubric for Seal of Personal Finance was used to determine the eligibility of programs for Category 1.
PROGRAM ASSESSMENT ADDITIONAL TOPICS NOTES NextGen Personal Finance YES YES FREE – WITH LOGIN Financial Literacy for High School from EVERFI YES YES FREE – WITH LOGIN Edmentum Personal and Family Finance YES YES PURCHASE FOR SITE/DISTRICT Personal Finance Course from Imagine Learning (Formerly Edgenuity) YES YES PURCHASE FOR SITE/DISTRICT Center for Financial Responsibility Personal Financial Literacy Certification Preparation Materials YES YES $40 CERTIFICATION VOUCHER WITH iCEV SUBSCRIPTION Arizona Council on Economic Education (ACEE) High School Economics Curriculum on Canvas NO YES FREE – AZ STANDARDS ALIGNED Virtual Business Personal Finance from Knowledge Matters NO YES SIMULATION PURCHASED FOR SITE/DISTRICT Money Vehicle Program YES YES BUY THE COURSE $100
Foundations in Personal Finance YES YES PURCHASE FOR SITE/DISTRICT
SELF-PACED OPTION $89.99
Financial Planning for Young Adults with University of Illinois through coursera NO YES CERTIFICATION $49.99 (Subscription)
The Fundamental of Personal Finance Specialization with SoFi through coursera NO YES CERTIFICATION $49.99 (Subscription)
Personal Finance 101 - Personal Finance for Regular People from Udemy NO YES CERTIFICATION $49.99 (Course)
BYU Financial Literacy for High School YES YES Cost: $199 Pathways to Financial Success from Discover NO YES FREE - STUDENT SELF-PACED + TEACHER GUIDE MoneyMoments from MidFirst Bank NO YES FREE – STUDENT ACTIVITIES + TEACHER GUIDE 360 Degrees of Financial Literacy NO YES FREE - READINGS + SELF EXPLORATION Better Money Habits from Bank of America NO YES FREE - READINGS + SELF EXPLORATION Hands on Banking from Wells Fargo NO YES FREE - READINGS + SELF EXPLORATION MoneySKILLS from AFSA Education Foundation YES YES FREE - INSTRUCTOR ACCOUNT NEEDED Nucleus Financial Literacy Course YES YES PURCHASE FOR SITE/DISTRICT Banzai Financial Education YES YES FREE - WITH LOGIN Take Charge Today from University of Arizona NO YES FREE - WITH LOGIN -
Category 2: Co-Curricular/Extra-Curricular
- Must be completed outside of required economics class or after school
- Professional program that is personal finance related (fits within one or more of the Rubric Topics)
- Students must have at least 10 hours of commitment. Students may need to complete more than one program or activity to meet this requirement.
- Must be approved by ADE and the State Board of Education
PROGRAMS OR ACTIVITY The Stock Market Game from Arizona Council on Economic Education (Semester/Year) Money Minutes from Arizona Council on Economic Education Financial Fitness in Action from Arizona Council on Economic Education (1.5-2 Hours) Arizona Economics Challenge from Arizona Council on Economic Education*(Semester/Year Prep) Arizona Personal Finance Challenge from Arizona Council on Economic Education* (Semester/Year Prep) EconBowl with Youth Economics Initiative HowtheMarketWorks.com (Stock Market Simulation) EconOlympiad from Youth Economics Initiative JA AZ Finance Park (Lessons and Visit) Junior Achievement USA Finacial Literacy or Entrepreneurship Programs Young Finance Scholar from New York Institute of Finance (NYIF) Young Equity Analyst from NYIF Young Sustainability Scholar from NYIF BETA Camp (10 Week Virtual Entrepreneurship Program) Attend AAED Committee Meeting or Event Attend a Committee on Finance Meeting Attend a Committee on Commerce Meeting Create or Join an EconClub The Personal Financial Literacy Event through DECA (exam and role-play) School-Based Enterprise (SBE) through DECA Competitive Events through DECA (Role-Play and Case-Studies, Prepared Events, Online Simulations) The Financial Literacy Project through DECA (Written entry and interview) Join or Create a LifeSmarts Varsity Competition Team LifeSmarts FBLA Challenge FBLA Virtual Business Scholarship Challenge – Personal Finance Hands-on Banking® Experience Invest in Girls from CEE Urban Plan for High School through ULI Leadership, Civics, and You Program from Flinn Foundation SUMMER PROGRAMS Economics for Leaders Programs Entrepreneurship in the Global Economy Environment & the Economy Teach Me Wall Street (3-Week-Virtual) Intern/Volunteer at an Economics focused organization/government agency/business *Previously the Mayors’ Challenge for Economic Education
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Category 3: College and Career Rediness with Written Reflection
- Students must complete one or more of the approved college readiness plans:
- ECAP
- FAFSA
- CTE Certification
- Submit a written reflection as adopted by the State Board of Education for the purposes of demonstrating financial literacy proficiency.
- Students must complete one or more of the approved college readiness plans:
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Category 4: Assessment
Obtain a 60% passing score of an end-of-course exam from the approved curriculum above or one of the following:
- Personal Finance-related Career and Technical Student Organization (CTSO) Objective Test
- Center for Financial Responsibility Personal Financial Literacy Certification
- The Arizona Personal Finance Challenge (Online Assessment with Arizona Council on Economic Education)
- Council for Economic Education Ready Assessments
- Topics: Personal Finance, Financial Literacy, Financial Fitness
- Financial Fitness for Life High School
- Basic Finance Test (Post-Test)
- Create your own exam using the Ready Assessment
- Must contain questions on the following topics:
- Banking, Investing, Credit, Paying for College, Insurance, Taxes, Budgeting
- Assessment must be approved by the Arizona Department of Education.
- Must contain questions on the following topics:
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Intent to participate form - ONLY Freshman - Junior
Application Open from September 1 – May 23
Applications submitted after the March 7, 2025 due date are accepted, but may not have a diploma seal available for graduation. Students may still apply for a diploma seal until May 23, 2025.
